Effective Date: 1st May 2025
Welcome to the official website of Monsenge Katemo, author of Smart Money Moves – Mastering Saving & Investment in 2025. Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website smartmoneymoves.co.uk or www.smartmoneymoves.co.uk, whether as a guest or registered user.
1. Who We Are
This website is operated by Monsenge Katemo for the purpose of sharing educational content, promoting the Smart Money Moves book, and providing tools to help users achieve financial literacy.
2. What Data We Collect
We collect the following categories of data:
a. Personal Information
- Name
- Email address
- Country or location (if voluntarily provided)
- Payment or billing details (when purchasing products via third-party platforms like Amazon)
b. Non-Personal Information
- IP address
- Browser type and version
- Device type
- Referring/exit pages
- Website usage activity (via cookies and analytics)
3. How We Collect Your Information
- When you fill out a form (e.g., contact, newsletter signup)
- When you make a purchase via external links (e.g., Amazon)
- Through cookies and tracking tools (e.g., Google Analytics, Facebook Pixel)
- When you send us direct emails
4. Why We Collect Your Information
We use your data to:
- Respond to inquiries or messages
- Deliver free and paid resources (e.g., templates, email tips)
- Improve website functionality and user experience
- Send occasional newsletters or product updates (only if subscribed)
- Analyze traffic and performance (for site improvements)
5. Sharing Your Information
We do not sell, rent, or lease your personal information. However, we may share data with:
- Third-party service providers: e.g., email marketing platforms like Mailchimp or Brevo
- Analytics services: Google Analytics
- Legal authorities: If required to comply with legal obligations
6. Your Rights (GDPR, NDPR, CCPA Compliant)
Depending on your location, you may have the right to:
- Access the data we hold about you
- Request data correction or deletion
- Object to processing or restrict processing
- Withdraw consent at any time
- Lodge a complaint with a data protection authority
To exercise any of these rights, please email: [Insert contact email]
7. Data Retention
We retain your personal data only for as long as necessary:
- Email subscribers: until you unsubscribe
- Contact form entries: up to 3 years
- Analytics data: up to 26 months via Google Analytics
8. Cookies and Tracking
This site uses cookies to improve user experience and analyze traffic. You may adjust your cookie preferences through your browser settings. Our cookies do not store sensitive personal information.
9. Third-Party Links
Our website may contain links to third-party sites (e.g., Amazon). We are not responsible for the content or privacy practices of those websites. Please review their policies independently.
10. Security
We use secure technologies (SSL certificates, firewalls) to protect your personal information. However, no system is 100% secure, and we cannot guarantee complete security of your data.
11. Children’s Privacy
This website is not intended for children under 13 years of age. We do not knowingly collect personal information from children.
12. Changes to This Policy
We may update this policy from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the site means you accept the updated policy.
13. Contact Us
If you have any questions, concerns, or requests about this Privacy Policy, contact:
Monsenge Katemo
Email: mon.kat@smartmoneymoves.co.uk
Website: smartmoneymoves.co.uk
Phone: +44 7308 226227